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Key Areas of Expertise

Employee Benefits…everything you need in one place!

TruAdvantage Healthcare would like to introduce you to Connect Employer Services. Our goal is to assist you in making each year a great success. Your business demands significant attention to a variety of issues – issues that you cannot afford to ignore. We free up time and resources so that you can focus on what is most important to you- running your business profitably.
TruAdvantage Healthcare can help you find the best solutions at the best value to ensure your compliance and growth from Employee Benefits to HR Compliance. We welcome the opportunity to discuss your specific needs and demonstrate our extensive knowledge and services. Let TruAdvantage Healthcare be your # 1 resource.

Employee Benefit Support is Always Complimentary!

Online Enrollment System
Annual Benefit Review & Marketing with Carriers
Online Prescreen & Enrollment
On-Site Employee Meeting & Enrollment Support
Dedicated Agent & Client Care Representative
Changes – Qualifying Events
Payroll Deduction Reporting
Employee Benefit Support
Personal Claims Care & Support Services
HR Self-Serve Portal (HR-360)

HR Support

Whether you are in need of an HR professional or assistance with your compliance responsibilities, we can help! Compliance has never been easier. We can customize a plan for you depending on your unique situation.

  • Pop 125 Document
  • COBRA Administration
  • FMLA Administration
  • FSA Administration
  • HSA Administration (carrier)
  • CMS Employer Reporting
  • Market Exchange Notice
  • SPD & SBC Notification (mailing services are an additional cost)
  • Employer Notice Package (PDF)
  • Benefit & Basic HR Compliance Update
  • HR Support & HR Review
  • 1094/1095 Assist
  • Legal Planning
  • HR Online Platform
  • HR Consultation (monthly subscriptions available)

What to know about open enrollment.

Open enrollment is the period each year when you’re allowed to start, stop or change your health insurance plan. Normally, you sign up around the end of one calendar year for coverage that lasts the full next year.

When can you sign up for health insurance?

Plan Type

Open Enrollment

Individual & Marketplace Health Plans

November 1st – January 31st

Employer Sponsored Plans

Dates Depend on Employer

Medicare

October 15th – December 7th

What to know about open enrollment.

Open enrollment is the period each year when you’re allowed to start, stop or change your health insurance plan. Normally, you sign up around the end of one calendar year for coverage that lasts the full next year.

When can you sign up for health insurance?

Plan Type

Individual & Marketplace Health Plans

Employer Sponsored Plans

Medicare

Open Enrollment

November 1st – January 31st

Dates Depend on Employer

October 15th – December 7th

If you’re interested in purchasing health insurance on your own, you have several options for purchasing a policy:

Off the Exchange: A Tru Advantage Healthcare Agent can quote you out for individual insurance directly with the carriers.

On the Exchange: A TruAdvantage Healthcare Agent can assist you with signing up for a SHOP plan with the Federal or State Health Insurance Exchange.

Life happens, and when it does, your health coverage may have to change. If you experience a qualifying life event that affects your insurance needs, you can take advantage of a special enrollment period.
Marriage, divorce, or legal separation
Adoption or birth of a child
Taking or returning from a leave of absence
A change in your work schedule that causes you to gain or lose coverage
Change in residence or work location of you or a dependent on the policy
Death of a spouse or child
A child on your policy turns 26

Compliance…everything you need in one place!

TruAdvantage Healthcare Healthcare can help you navigate the world of insurance, finance and compliance. TruAdvantage Healthcare brings together a single access point for unique connections, products, and services with solutions for both the challenges of today and tomorrow. We take care of you wherever you are, whoever you are, and for whatever you need.

We invest ourselves in identifying your goals and then harness our diverse skills to bring together all the necessary resources to protect what’s most important to you and help you reach your objectives in the most cost effective and efficient manner possible.

Compliance…everything you need in one place!

TruAdvantage Healthcare Healthcare can help you navigate the world of insurance, finance and compliance. TruAdvantage Healthcare brings together a single access point for unique connections, products, and services with solutions for both the challenges of today and tomorrow. We take care of you wherever you are, whoever you are, and for whatever you need.

We invest ourselves in identifying your goals and then harness our diverse skills to bring together all the necessary resources to protect what’s most important to you and help you reach your objectives in the most cost effective and efficient manner possible.

Group Access can help you be compliant!

ACA Assistance

The ACA’s reporting requirements apply to all employers with 50 or more full-time or equivalent employees. TruAdvantage Healthcare provides employers with a solution that helps manage crucial employer-related elements of Health Care Reform, including determining ACA offer of coverage eligibility, assessing affordability, and providing a critical Regulatory Management solution that helps you identify and address compliance issues that may result from interactions with government agencies before they become a problem.

Stability Testing

ACA Reporting

Data Reconciliation

Forms Preparation

COBRA Administration

The Consolidated Omnibus Budget Reconciliation Act of 1985, commonly known as COBRA, is a federal law that requires employers of 20 or more employees with group health plans to offer employees, their spouses and dependents a temporary period of continued health care coverage if they lose coverage through the employer’s group health plan.

Initial Notices of COBRA Rights & Obligations

HIPPA certificates included

Premium billing & collection

Termination letters

Online event submission & reports

Qualified event letters for all qualifying beneficiaries

Management of COBRA elections

ERISA Wrap Document & Amendments

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for retirement and health benefit plans in private industry.

Custom Summary Plan Description (SPD)

Custom Plan Document Wrap

Compliance Guide for Welfare Benefit Plans

EverWrap Compliance Updates

Compilation of Available Documentation for Component Benefit Programs

FMLA Administration

The federal Family and Medical Leave Act (FMLA) generally requires private employers with 50 or more employees to provide eligible employees with up to 12 weeks of unpaid leave during a 12-month period for certain family and medical reasons.

Online access to custom dashboard
Review of current FMLA documentation, policies, and practices for compliance to federal and state FMLA regulations
Monitor and track attendance
Claim approval/denials, recertification, military leave, medical certifications

Good RX

A Cafeteria Plan (includes Premium Only Plans and Flexible Spending Accounts) is an employee benefits program designed to take advantage of Section 125 of the Internal Revenue Code. A Cafeteria Plan allows employees to pay certain qualified expenses (such as health insurance premiums) on a pre-tax basis, thereby reducing their total taxable income and increasing their spendable/take-home income.

Outsourcing…everything you need in one place!

TruAdvantage Healthcare would like to introduce you to Connect Employer Services. Our goal is to assist you in making each year a great success. Your business demands significant attention to a variety of issues – issues that you cannot afford to ignore. We free up time and resources so that you can focus on what is most important to you; running your business profitably.

Outsourcing these services to our trained professionals can help you control capital costs, increase efficiency, reduce labor costs, focus on your core business, increase your competitive edge and reduce risk. We customize successful plans by simplifying your source of assistance. TruAdvantage Healthcare can find the best solutions at the best value to ensure your compliance and growth. We welcome the opportunity to discuss your specific needs and demonstrate our extensive knowledge and services. Let TruAdvantage Healthcare be your # 1 resource.

We invest ourselves in identifying your goals and then harness our diverse skills to bring together all the necessary resources to protect what’s most important to you and help you reach your objectives in the most cost effective and efficient manner possible.

HR, Benefit & Compliance Services

What to know about open enrollment.

Open enrollment is the period each year when you’re allowed to start, stop or change your health insurance plan. Normally, you sign up around the end of one calendar year for coverage that lasts the full next year.

Private Exchange

Private Exchange

Who uses it?

Active and retired employees of companies who provide benefits

Primarily individuals purchasing insurance on their own for themselves and their families

Who operates it?

Private companies

Government bodies – individual states or the federal government

What products are available?

Often a wide range of benefits including health care plans across a wide range of price points, dental, vision, life, disability, critical illness, wellness, legal plans, and even pet insurance and telemedicine

Medical, dental and vision

Are subsidies available?

No

Yes

What to know about open enrollment.

Open enrollment is the period each year when you’re allowed to start, stop or change your health insurance plan. Normally, you sign up around the end of one calendar year for coverage that lasts the full next year.

Who uses it?

Private Exchange

Active and retired employees of companies who provide benefits

Private Exchange

Primarily individuals purchasing insurance on their own for themselves and their families

Who operates it?

Private Exchange

Private companies

Private Exchange

Government bodies – individual states or the federal government

What products are available?

Private Exchange

Often a wide range of benefits including health care plans across a wide range of price points, dental, vision, life, disability, critical illness, wellness, legal plans, and even pet insurance and telemedicine

Private Exchange

Medical, dental and vision

Are subsidies available?

Private Exchange

No

Private Exchange

Yes

Communication is vital to compliance

Employers are responsible to provide notification of certain rights and options available to employees such as Summary Plan Descriptions (SPDs), WHCRA, Medicare Part D and more. With the introduction of the Affordable Care Act, there is an increased urgency to keep current and compliant. Tru Advantage Healthcare can help keep you compliant with our integrated communication strategy that incorporates:

Private Exchange & Data Automation

Enrollment, Reporting, Compliance Documents, Payroll Integration, & IRS Reporting

Print, Web & Video

Effective forms of communications to notify, inform, & engage employees

HR Support, Training & Call Center

Timely responses to everyday questions
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